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© 2019 AdvisorAgency.com, Inc. In California "Howard Burkholz Insurance Agency" #0K23532. Professional Photography Photographers insurance is available in

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. Representing Allstate, Hartford, CNA, Liberty Mutual, USLI, Travelers, Scotsdale, and more. Photographers drone insurance offered through RLI. For more information www.professionalphotographersinsurance.com

August 28, 2016

Damage To A Premises Rented To You: Protects against damages to a premises rented to you against fire and with broadened coverage additional perils. Limits begin at $50,000.

August 28, 2016

AMSP National and www.nationalphotographersinsurance.com have partnered to provide risk management insurance products and information. ASMP members can login to www.asmp.org and look under Member Benefits for more information. Or, Request a customized insurance pr...

July 27, 2016

Extraction of data from a digital media is covered under equipment breakdown coverage on a Business Owners Policy (BOP), if present. Coverage for the expenses to recover data responds when there is direct physical damage to the media where the data is stored. "Accident...

June 8, 2016

There is no exclusion under a Business Owners Policy (BOP) or an Inland Marine for this scenario.  However, with the BOP, the shipment would need to be within the coverage territory (U.S., Puerto Rico, and Canada)…not an overseas shipment. Also, in some BOP's there may...

June 3, 2016

I just spoke with a professional photographer who is a member of the American Society of Media Photographers. She asked the above questions. Answer below:

I appreciate your belief that your renters (homeowners) insurance policy covers your equipment. Even though you sch...

May 30, 2016

Generally speaking, your business personal property (camera equipment, computers, lighting, etc.) is covered on either a replacement cost new claim settlement (no depreciation) or an actual cash value (an element of depreciation is calculated into your claim settlement...

May 26, 2016

A photographer recently spilled coffee on her lap top. It wouldn't turn on. Seemed that the electrical components were fried. She took it to a tech and verified damage. Repair was estimated to be $1,200. Her Business Owners Policy (BOP) extended coverage. Spilling coff...

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