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Business Owners Policy's (BOP) have exclusions. Not all, but some have an exclusion that reads something like this, "theft from any unattended vehicle unless at the time of theft its windows, doors and compartments were closed and locked and there are visible signs that the theft was the result of forced entry. But this exclusion does not apply to property in the custody of a carrier for hire." Lock your doors. Better yet, don't leave your gear in an unattended vehicle. If you must, make sure it's out of site from the outside or lock it in the trunk. How do you insure your equipment in case you have a brain lapse and forget to lock your vehicle door? Add Inland Marine coverage (scheduled com
On several occasions I have been invited to travel to American Society of Media Photographers and Professional Photographers Associations chapters meetings to present educational information. The topic, of course, is "Business Best Practices - Understanding Professional Photographers Risks and Insurance." This presentation is now available on Youtube. This presentation is 14 minutes long. It is mean't to be both educational and solution oriented not entertainment. If you have questions please call or email. We would love to prepare a customized proposal just for you. Please complete the Request A Quote form above.
