Major Medical - Self-Quote Here
Disability & Life & Retirement
Most of our photography clients don't carry Workers Compensation on themselves. They carry Major Medical insurance but with a $5,000 or $10,000 deductible it becomes a big financial burden if they are injured on or off the job. The solution is Disability coverage. Call us 877-485-8600 and will explain the many options. Or, complete the form below and we will prepare a customized proposal for you.
You decide how to use the cash benefits! Cash benefits provide you with greater options because you get to determine how to use them. Use cash to help meet major medical deductible and protect your HSAs, savings, retirement plans and 401(k) from being depleted. Use cash to pay for expenses while receiving treatment in another city. Use cash to help pay the mortgage, continue rental payments, or preform needed home repairs. Use the lump sum cash benefit to pay your family's living expenses such as bills, electricity and gas.
DISABILITY Benefits include payment to insured for the policy period 6 months, 12 months, or 24 months.
SAMPLE - 58 year old female, 14 day elimination period, $1,800 per month benefit, 12 month limit - $94.56 per month.
SAMPLE - 49 year old male, 14 day elimination period, $5,000 per month benefit, 6 month limit - $188 per month.
SAMPLE - 45 year old male, 14 day elimination period, $3,000 per month benefit, 24 month limit - $172 per month.
LIFE INSURANCE - 10, 15, 20, and 30 year term life insurance. Universal life polices also available.
SAMPLE PLAN COST - Female, 35 years old, 10 year term, $500,000 Preferred Health Classification - $22.00 per month
SAMPLE PLAN COST - Male, 45 years old, 10 year term, $500,000 Preferred Health Classification - $40.92 per month