https://www.youtube.com/playlist?list=PLQpaXjzl95_KAo688WVXB7PwnXcSvK_2v This coverages the camera and photo gear exclusionary language that exists in most Business Owners Policies (BOP). These exclusions can be covered with a rider or additional policy (depending on the carrier). But you need a specialist to know the ins and outs. We are that agency. We specialist in professional photographers insurance.