Why will some insurance carriers not insure me because I do video production?
I get this question a lot. Here we go... Principle 1 - An insurance company sets the annual premium amount for a policy bases on the risk exposure for the type of business it is insuring. A gas log fireplace installer has a higher risk exposure than a florist, for example. The gas fireplace installer expects to pay more for insurance than the florist. Principle 2 - An insurance company may choose not to insure some business industries (Business Industry Classification also ca
