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Data Extraction From A Digital Media

Extraction of data from a digital media is covered under equipment breakdown coverage on a Business Owners Policy (BOP), if present. Coverage for the expenses to recover data responds when there is direct physical damage to the media where the data is stored. "Accident" means a fortuitous event that causes damage to covered equipment.

Example, you drop your external hard drive on the floor. Direct physical damage occurs. The expense of $1,848 is paid to a a third party data recovery vendor who recovers the data and copies it onto a replacement drive. An example of coverage not being extended - the hard drive simply wears out and stops working without any direct physical damage.

This narrative is not a guarantee of coverage but is general in nature. Each situation is reviewed for its circumstances. Please see your specific policy for coverage, limitation and exclusions.

Request a customized professional photography insurance quote at www.nationalphotographersinsurance.com or call 866-485-8600

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@2025 Burkholz Insurance Group is available in Alabama, Arizona, ARKANSAS(p), California, Colorado, GEORGIA(p), Hawaii, IDAHO(p), Illinois, Indiana, Iowa, Kentucky, Louisiana, Maine, MARYLAND, Michigan, MISSISSIPPI(p), Missouri, MONTANA, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, NORTH CAROLINA(p), North Dakota, OHIO(p), Oklahoma, OREGON(p), Pennsylvania, Rhode Island, South Carolina, South Dakota, TENNESSEE(p), Texas, UTAH(p), VIRGINIA, Washington, Wisconsin, and Wyoming. Representing Next Insurance, Hanover, Liberty Mutual, Travelers, The Hartford, Progressive, and others. more information www.professionalphotographersinsurance.com

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