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© 2019 AdvisorAgency.com, Inc. In California "Howard Burkholz Insurance Agency" #0K23532. Professional Photography Photographers insurance is available in

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming. Representing Allstate, Hartford, CNA, Liberty Mutual, USLI, Travelers, Scotsdale, and more. Photographers drone insurance offered through RLI. For more information www.professionalphotographersinsurance.com

November 21, 2017

Make sure your professional photography insurance policy covers equipment in your "care, custody, and control". Some policies include this. Others exclude. And others, offer an optional endorsement (rider).

When renting a lens or camera, make sure and rent the lens in t...

October 13, 2016

Business Owners Policy's (BOP) have exclusions. Not all, but some have an exclusion that reads something like this, "theft from any unattended vehicle unless at the time of theft its windows, doors and compartments were closed and locked and there are visible signs tha...

September 23, 2016

Language in some Business Owners Policy's (BOP) state that Business Personal Property (BPP) is NOT covered off premises while in the custody of the United States Postal Service ("mail"). No such language exists for BPP in the custody of UPS or Fedex. This suggests usin...

September 2, 2016

Many of the professional photographers that contact me to review their current policy DO NOT have professional liability coverage. They have general liability coverage only. Consider this:

Professional Liability Coverage - This coverage responds to Third Party loss caus...

July 27, 2016

Extraction of data from a digital media is covered under equipment breakdown coverage on a Business Owners Policy (BOP), if present. Coverage for the expenses to recover data responds when there is direct physical damage to the media where the data is stored. "Accident...

June 8, 2016

There is no exclusion under a Business Owners Policy (BOP) or an Inland Marine for this scenario.  However, with the BOP, the shipment would need to be within the coverage territory (U.S., Puerto Rico, and Canada)…not an overseas shipment. Also, in some BOP's there may...

May 26, 2016

A photographer recently spilled coffee on her lap top. It wouldn't turn on. Seemed that the electrical components were fried. She took it to a tech and verified damage. Repair was estimated to be $1,200. Her Business Owners Policy (BOP) extended coverage. Spilling coff...

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